Graduate Debt-Free!
The Ultimate College Financing SolutionÂ
Save Thousands & Invest in Your Dreams with Debt-Free College Strategies to Fit You & Your Goals!Â
LEARN MOREThe average U.S. student loan debt hovers around $37,000. That’s an average! Which means the cost for many students is even higher. And you know what? Debt like that is a huge barrier to more than your educational dreams and decisions right now. It puts the long-term future you’ve envisioned for yourself at risk too.
Here’s where College Ninja’s innovative approach can change the game. Step by simple step, layer after layer, Stacking College Dollars expertly opens up a world of options that can make a debt-free degree a reality. Starting today, you can learn multiple ways to eliminate the burden of student loans, tackle high tuition costs, strategically use scholarships and early credits to your advantage, and so much more!Â
Discover how to take charge of your educational path, ensuring a financially secure future without the weight of student debtSet the Stage for Financial Freedom
Transform Your Future Without Financial Constraints
See how to achieve your college dreams debt-free!
Learn Strategies Most People Never Figure OutÂ
Discovering schools that cost less, securing scholarships, maximizing financial aid, handling all the paperwork and applications--it can seem like the ultimate challenge. But with strong strategies and clear guidance, getting all the education you need without any of the debt IS something you can do! And we're here to help!
With our revolutionary strategy, we will show you how to finance your education minus the stress of student-loan debt. Our focus is on empowering you with clear choices that align with your goals, laying down a solid foundation for a successful, debt-free future. Our years of experience will save you hours of time and research.

From Vision to Reality:
Stacking College Dollars
Stacking College Dollars represents a transformative approach to achieving an education without the burden of debt. It’s a dynamic, actionable program designed to break down the financial barriers that stand between you and your academic aspirations.
This unique, customizable, 7-layer system helps you stack multiple strategies, creating a comprehensive plan for funding your education.
These layers include:
- College Choice - Guidance on selecting the school or training program that aligns with your personal financial situation and career goals.
- Scholarships - Proven tactics for identifying and winning scholarship money.
- Financial Aid - Tips for maximizing your financial aid package.
- Early Actions - Steps you can take before college to reduce future costs.
- Saving - Insights on saving for college in ways that will maximize your options and set you up for success.
- Strategic Work - Recommendations for opportunities that offer more than just income.
- Moneywise - Advice on becoming money-savvy, learning how to budget and run your personal finances like a boss.
This framework goes beyond basic advice; it shows you how to strategically combine powerful opportunities to help you earn a debt-free degree! We are College Ninjas, and thereby we are strategic and smart in our approach. Our goal is to equip you with the knowledge and tools necessary to build a future where your education enhances your life without financial strain.
Ready to begin your journey toward a brighter, debt-free future?
Start Now: Discover Your Path to a Debt-Free DegreeTake the First Step:
Begin Your Journey to Paying for College WITHOUT Debt
Stacking College Dollars is your all-in-one guide to achieving a debt-free degree, combining expert ideas and advice with the inspiration and motivation you need to make your dreams come true.Â
Let's redefine the pursuit of higher education: paying for college does NOT require forfeiting your financial future.Â
Redefining How We Finance Education
You're not alone. When it comes to getting an education, most students and their families have to face the challenge of overcoming the financial barriers standing in their way. Just know this: achieving a debt-free degree can be done! With diligent planning, strong strategies, and resolute action, you can make it happen!
What You Get:
More Than 60 Instructional Videos & 8 Modules
Learn powerful strategies from videos that simplify the many options for securing a debt-free degree. They're divided into seven distinct, easy-to-follow layers. Each video is concise, practical, and easy to understand for immediate action.
Handpicked Resources and Vetted Links
Access a carefully selected list of resources and links to opportunities that facilitate a debt-free education, significantly cutting down your research time.
Live Q&A Sessions - and an Expanding Community of Support
Have your questions answered by experts and gain insights from other students' inquiries, expanding your knowledge and confidence.
Don’t forget about the THSC BONUSES:
Enroll today and gain access to exclusive bonuses just for the Texas Homeschool Coalition Conference Attendees!Â
Comprehensive Scholarship Strategies
Demystify the process of obtaining scholarships that can fully cover your tuition.
Informed College Selection Advice
Discover how to select institutions that offer unmatched value, ensuring affordability without sacrificing excellence.
Practical Financial Planning Tools
Master the art of financial planning with resources designed to simplify the college funding process.
How Stacking College Dollars Turns Every Penny into a Power Move

Secure Your Financial Future
Learn how to steer through the intricate college-finance maze with assurance, for best access to the best education for you.Â

Strategic Scholarship Success
Boost your prospects of paying for college by leveraging the art and science of securing scholarships with our strategic, winning methods.

College Funding 101
Discover our systematic approach to earning a degree without debt. You'll get detailed guidance and essential resources that promote wise financial choices every step of the way.Â

Financial Literacy for Lifelong Success
Gain invaluable financial literacy skills that go beyond college, preparing you for a future of smart money management and planning.

Personalized Pathways to Education
Each student's journey is unique. Uncover personalized strategies that cater to your specific goals and circumstances, paving the way for a tailored educational experience without the burden of debt.

Beyond Scholarships
Explore a wide array of funding sources beyond traditional scholarships, ensuring you have access to every opportunity to finance your education debt-free.
Meet Kristina Ellis
Champion of Debt-Free Education
Equipping Students to Shape Their Own Futures
Rising above financial adversity to secure over $500,000 in scholarships, Kristina Ellis has a story that is not just inspiring—it's a testament to what determination and strategic planning can achieve. Since graduating debt-free with both bachelor’s and master’s degrees, Kristina has dedicated her life to guiding students toward achieving their educational dreams without the financial burden of student-loan debt.
As the Founder and CEO of College Ninja, Kristina leverages her expertise to offer students and families a roadmap to a debt-free education. Her unique approach, encapsulated in the framework of Stacking College Dollars, simplifies the complex landscape of financial planning for education. This strategy, enriched by her personal journey and professional accomplishments, has already illuminated the path for thousands.
Kristina's influence extends beyond Stacking College Dollars and individual consultations. A best-selling author and a sought-after speaker, she has made significant contributions to educational-finance awareness on national platforms, including USA Today, The Ramsey Show, ABC Family, Fox News, Seventeen, Money, and Dave Ramsey’s documentary "Borrowed Future." Her expert advice in prominent media outlets has offered thousands of families tangible steps and guidance to pay for college without debt.
Join Kristina and Start Your Strategic Journey Today!
Discover the power of strategic planning and financial literacy with Kristina Ellis. Her proven methods and compassionate guidance are your allies in navigating the journey to a debt-free degree. Join Kristina and the College Ninja team in this transformative program and launch into your future debt-free!
Our Promise to You:
14-Day Money-Back Guarantee
At Stacking College Dollars, we're committed to your success and satisfaction. We understand the importance of investing in your education, and we want to ensure that this investment is risk-free for you. That’s why we offer a straightforward, 14-day money-back guarantee.
If, within 14 days of your purchase, you find that our program does not meet your expectations or is not useful in your journey toward a debt-free education, we invite you to submit a written request for a refund. Along with your request, we ask that you provide us with specific feedback on why the course didn’t meet your needs and any suggestions for improvement.
This feedback is invaluable to us—it helps us continually refine and enhance our program, ensuring we can better serve you and future students. Our goal is not just to provide education but to prepare and support every student on their way to financial freedom through education.
Join Stacking College Dollars now and make your educational dreams a reality!
Gain access to Stacking College Dollars for just $297 for the lifetime of the course. This investment in your future is a fraction of the cost of traditional college financing methods, offering unparalleled value.
Frequently Asked Questions
Embarking on your journey toward a debt-free education can raise many questions. We've compiled a list of the most common inquiries we receive to help shed light on the Stacking College Dollars program and how it can transform your educational journey.
Will this work for me?
Will it be confusing?
Am I going to be forfeiting quality by choosing a debt-free education?
If I go a non-traditional route, will I be able to secure high-paying jobs?
Is it too early for me to start?
Is it too late for me?
Is this information better than what we're getting from the school/guidance counselor?
How do I request a refund?

Have More Questions?
If your question wasn't answered here or you need further clarification, don't hesitate to reach out. We're here to support you on your journey to a debt-free education.
Contact Us for more personalized assistance.