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The 7-Layer System
Stacking
College
Dollars
Money-Wise
Working
Saving
Early Actions
Financial Aid
Scholarships
College Choice

Your Student Can Graduate Completely Debt-Free.
Here's the System to Save Thousands on College.

Most families leave $20,000–$100,000+ on the table because they only know one or two strategies to pay for college. Stacking College Dollars teaches you the seven foundations, and how to build them into a plan that works for your family.

Get the System to Save Thousands on College
The 7-Layer System
Stacking
College
Dollars
Money-Wise
Working
Saving
Early Actions
Financial Aid
Scholarships
College Choice

How to Save Thousands on College.
It's the complete funding framework.

Get Instant Access

The average family pays for college the most expensive way possible.

 

They focus on one strategy, usually scholarships alone, and miss the other six layers that could eliminate most or all of their student's debt. By the time they realize it, it's too late to go back.

$38K

Average cost per year. $152,000 for a 4-year degree.

44%

of students graduate in 4 years. Every extra year = $20–60K more.

20 yrs

Average time to repay student loans after graduation.

LEARN THE 7 LAYERS THAT CAN ELIMINATE COLLEGE COSTS

Layer 1
Strategic College Choice
The school your student chooses is the single biggest financial decision in this process. Learn how to evaluate ROI, negotiate merit aid, and find schools that want your student enough to pay for them.
Layer 2
Stand Out for Scholarships
The system Kristina used to win $500K+, including how to find them, apply strategically, and write essays that win. Kristina now serves as a scholarship judge, and will teach you how insiders select winners.
Layer 3
Maximize Financial Aid
There's more to the FAFSA than you think. Learn how to maximize your aid package, appeal decisions, and understand what you actually qualify for regardless of your income level.
Layer 4
Early Actions That Save
The moves most families miss entirely in middle school and early high school that dramatically expand options and earning potential later. Earlier is always better, but it is never too late to start.
Layer 5
Build a College Fund
529 plans, tax strategies, and smart savings vehicles, including how to save in a way that does not hurt your financial aid eligibility.
Layer 6
Work That Multiplies
Explore jobs that not only provide income, but also help fund thousands in tuition costs. Structure work so it contributes to costs and future-readiness without burning out your student.
Layer 7
Smart Money Choices
Students with full-rides have gone into debt because of poor money choices in college. This layer teaches students financial literacy for college and beyond.

Why Trust Kristina?

Kristina's been a trusted guide for families navigating money decisions since 2013. She's sat along Dave Ramsey, cohosting the #1 Personal Finance Podcast in America. She's also been a trusted expert for outlets like Money Magazine, ABC Family, Seventeen, and many others.

She's a best-selling author and expert, deeply passionate about helping you avoid debt, build wealth, and build a great life.

✔  $500K in Scholarships Earned Personally

✔  Former Co-host of The Ramsey Show

✔  Vanderbilt Grad

✔  Coke Scholar

✔  M.Ed.

✔  Active Scholarship Judge

✔  10+ Years Helping Families

How Stacking College Dollars Helps You Make Smarter College Money Decisions

  • Get instant access. As soon as you join, you’ll receive your login and can start working through the full Stacking College Dollars program right away.
  • Follow the system step by step. The training walks you through the key areas that can lower your college costs, so you know what to focus on and in what order.
  • Use your Stacking Dashboard. Download the dashboard to track your progress, organize your next steps, and see how each part of the strategy can add up.
  • Apply the tools to your real situation. This is designed to help you make real decisions for your family, not just consume information and hope for the best.
  • Start stacking your dollars. As you work through the program, you’ll uncover opportunities to reduce what your family actually pays for college.
Get Started

FAQs

Some of Our Success Stories 

$8000+ per semester

My daughter Ella is looking at getting back $8000+ per semester when all is "paid" and done. Your strategies also helped get into UNLV's honors college.

- Marie, Mom of High School Senior

Tuition-free this academic year!

I won three outside scholarships this week! I can proudly say that I will be going tuition-free this academic year!! You are the reason I'm motivated!!
- Vanessa, High School Senior

Did not owe any money

Your tips are so tangible. Because of scholarships, I did not owe any money to my University. Then, I applied to 2 more and won, so $10,000 went straight to my savings account. 

- Mal, College Student

$2 million in offers

My girls have over $2 million in offers. What would've happened if I was stuck in that fixed mindset thinking? You're amazing in so many ways!

- Diana, Mom of Twin High School Seniors

Join Me in Stacking College Dollars

A step-by-step system to help your family make smarter college money decisions and potentially save thousands 

What’s Included


âś” The complete 7-Layer Stacking College Dollars framework to help you find multiple ways to reduce college costs

âś” 50+ training videos walking you through the system step by step

âś” Your Stacking Dashboard to help you track progress, stay organized, and see how each part of the strategy adds up

✔ My scholarship strategy and judge’s-eye perspective, shaped by earning over $500,000 in scholarships and later serving as a scholarship judge

âś” Practical guidance to help you think more strategically about college choice, scholarships, financial aid, and the full college funding picture

✔ A program designed to help you apply what you’re learning to your family’s real situation, not just watch videos and hope for the best

âś” Instant access so you can get started right away and move at your own pace

Programs covering this much ground can cost far more.

Get It All Today For: 

$397

 
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Not feeling it within 14 days? Email us. If you've given it a real shot and it's not for you, we'll refund you.
Let's Get Started!

Your Student Deserves a Debt-Free Education

Let's Build the Strategy Together.

Join Stacking College Dollars Today